What Are Offset Mortgages?
sgeRelated Articles
Why Choose A Secured Loan for Debt Consolidation?
The choice of loans, overdrafts and other finance deals is expanding at a rapid rate. This obviously puts the applicant in a much stronger position due to the amount of competition, lenders will be fighting over your business, but it also means that with so much choice available, how do you make sure you choose the right deal for you?
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Spring Clean Your Finances
It's always worth having a bit of a spring clean of your finances every few months and coming up to April (the 4th month since our New Year clear out), we thought it high time to make sure you aren't overspending in any area of your life.
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How to Deal with Interest Rate Changes
Over the past year the Bank of England has increased interest rates from 4.5% to 5.75% in just 12 months. Whilst higher rates benefit savers, it doesn't bode so well for those with a mortgage, especially if you have very little reserve in your monthly budgets.
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Mortgage Exit Fees
Mortgage Exit Fees or Mortgage Exit Administration Fee (MEAF) as they are officially known, are a charge incurred when you finally get to that lucky moment when you fully pay off your mortgage. The MEAF is to cover general administration costs of ending your mortgage, including staff and legal costs and changing the property registration details with the Land Registry, so the property bears your name.
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Bigger Loans Could Work Out Cheaper
It is common practice for loans companies and other money lenders to have a tier system in place which sets the rate for which they charge interest on any loans taken out with them.
What does it mean? Strange as it sounds, it means that by borrowing more, you may be better off and end up paying less interest. This means paying less overall on the total amount of the loan.Read on...
Related News Items
Number of cheques written falls - Thu 14 Feb 2008
A revealing report regarding the use of personal cheques appeared today. Cheques are becoming less and less popular as cards and online banking take over our everyday payments.
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Only 1 in 10 Chance of House Price Crash - Tue 18 Sep 2007
Simon Rubinsohn, a leading economist at the Royal Institution of Chartered Surveyors says there's only a 10% chance of a property crash like the one of the early 1990s.
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Pound increases its strength against the dollar - Tue 30 Oct 2007
Today saw the UK pound(£) reach the highest rate against the American dollar($) for the first time in 26 years. It seems there has been speculation that the US will cut its interest rates next week and as such the pound has gained in value against the $ and the Euro.
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Minimum Wage and Annual Leave Raised - Tue 2 Oct 2007
As the annual leave for all employees who work 5 days a week is set to rise from the statutory 20 days to 24 days, so to is the basic minimum wage.
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Tax Deadline Close - Fri 21 Sep 2007
The date for tax returns is almost upon us. For those who do their personal tax either online or the old-fashioned paper way, the 30th September is a date pencilled in red in their diaries. For many it can be an easy task, a series of simple figures that are added together. For others it can be a more complicated event that is put off until the very last minute.
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